How much house can I afford?

This is a back‑of‑the‑envelope estimate based on common debt‑to‑income ratios. Lenders all have their own rules. Treat this as a starting point only.

Gross monthly income

Other monthly debt payments

Max housing ratio (front‑end %)

Max total debt ratio (back‑end %)

Estimated taxes + insurance + HOA (monthly)

Mortgage rate (APR %)

Mortgage term (years)

Down payment

Currency symbol (optional)

Enter your numbers and click estimate. This is very rough.

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